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Spending clarity · iPhone

Your spending.
In context.

See what shaped your month, find the purchases behind it, and discover better ways to use the credit cards you already own.

Request early access iOS 26 or later
Your existing cards No ads No budget setup required
Boodget Home with This month and Activity panels, followed by reward opportunities comparing cards already in your wallet. Screenshot uses example transactions.

Actual app screen · Example data

For everyday spending and the cards you carry

Understand the month.
Take something useful into the next.

Start with your spending

From transactions
to understanding.

For people who want to understand their spending and use their cards well, without setting up a detailed budget first.

01

See the month at a glance.

See net spending and income for your selected period. Refunds reduce spending; transfers and card payments stay out of spending totals.

02 · Pulse

Your month has a story.

Compare your month with available history. Pulse brings together spending shifts, everyday rhythms, and standout moments, with transactions you can explore.

Illustrative Pulse summary“A weekend away shaped this month. Everyday groceries stayed close to your usual rhythm.”
03 · Rewards

Make more of your wallet.

Review opportunities from your actual spending. Transaction-based estimates account for known limits and eligibility, and show where more card details are needed.

Illustrative reward rate4× points · eligibility applies
04 · Explore

Find the places.
Find the purchase.

Explore located purchases on a map and see spending in the area you’re viewing. Search your selected period by merchant, category, notes, account, or amount.

Locations can be approximate. Correct or hide a place without changing your spending total.

Card benefits

Keep your credits in view.

Track recurring statement-credit benefits by period. Review matched purchases or mark usage yourself when a benefit needs manual tracking. Transaction matches are estimates of usage, not confirmation that a bank credit has posted.

How it works

Connect. Get context.
Make your next move.

Import Apple Card transactions through Apple’s FinanceKit, link supported banks through Plaid, or add expenses manually. Review your spending, explore Pulse, and confirm your cards for more useful reward estimates.

  • 1 Choose the accounts you want to connect
  • 2 Review organized transactions and correct details
  • 3 Find a useful adjustment for next time
Apple CardPlaidManual

BoodgetSpending, context, and card guidance

•••
Dining $184Groceries $126Travel $89
A few useful details

Before you connect.

Know what to expect from your first import, your spending history, and your reward estimates.

Do I need to set up a budget?

No. Start with your transactions to see spending, income, and monthly patterns. Boodget focuses on understanding your spending and using your existing cards; it does not require assigning money to budget categories.

Which accounts can I connect?

Connect supported banks and credit accounts through Plaid, or import Apple Card through FinanceKit. Other cards simply added to Apple Pay do not provide transaction history through this integration. SimpleFIN is also available as an alternative bank source. Plaid and SimpleFIN are used one at a time; Apple Card can sync alongside either.

How often do transactions update?

Boodget checks whether a daily sync is due when you open or return to the app. You can also start a sync yourself. New transactions depend on when your bank and connection provider make them available.

Are rewards and benefits confirmed by my bank?

Reward amounts are estimates based on imported transactions, card rules, and the details you have confirmed. Exact card products, eligibility, and available history affect the result. Some benefit usage is inferred from purchases; other benefits need your confirmation. Check your issuer’s statement for actual rewards and credits.

What will I see on the spending map?

Purchases with an available or matched location. The amount for the visible area includes only located transactions shown on the map, while your period total also includes purchases without a location. Boodget does not request your device’s location permission for this feature.

Can I try Boodget now?

Boodget is currently in private testing and requires an iPhone running iOS 26 or later. Email to request access. The Home screenshot shows the app with example data. Other diagrams are illustrative; available features may vary with the test build.

Clear about data

Know where your financial data goes.

Your app database lives on your iPhone. Plaid sync passes through Boodget’s server; categorization and Pulse can send transaction details to the server and AI providers. You choose which accounts to connect. Boodget has no ads or behavioral analytics.

Read the privacy policy
EncryptedHTTPS in transit
ZeroAds or trackers
ClearDocumented data flow
Boodget app icon Built for iPhone

A clearer month.
A more useful wallet.

Boodget is in private testing for iPhone on iOS 26 or later. Request access to try it with your own spending and share what would make it more useful.

Request access